Lisa Bradley - Re/Max Vision



Posted by Lisa Bradley on 7/17/2018

Let's face it Ė there are many risks that you may face during the homebuying journey. From submitting an offer on a house that ultimately proves to be a poor investment to failing to obtain a mortgage due to a bad credit score, there are various issues that may prevent you from achieving your desired results. Lucky for you, we're here to help you focus on the task at hand and eliminate potential risks as you search for your ideal residence.

Now, let's take a look at three tips to help you avoid risks throughout the homebuying journey.

1. Set Realistic Homebuying Expectations

How you search for a home may determine whether you are successful or unsuccessful. For example, if you evaluate houses that fall outside your price range, you may struggle to find a home that you can actually afford. On the other hand, if you establish realistic homebuying expectations from the get-go, you may be able to streamline your house search.

Think about where you want to live and how much you can afford to pay for a home. Also, you should consider home must-haves and wants. With this information at your disposal, you can avoid the risk of missing out on an opportunity to acquire a residence that matches your expectations.

2. Get a Mortgage

Getting pre-approved for a mortgage is pivotal. Because if you obtain a mortgage today, you can enter the housing market with a budget and narrow your house search accordingly. Perhaps most important, a mortgage enables you to avoid the temptation to pursue homes that be priced beyond your budget.

Consult with banks and credit unions, and you can learn about a broad array of mortgage options. Then, you can select a mortgage and kick off your search for your dream residence.

3. Work with a Real Estate Agent

Problems may arise at any point during the homebuying journey. And if you're unsure about how to address these issues, it may be tough for you to acquire your ideal residence. Fortunately, if you hire a real estate agent, you may be able to identify and address homebuying problems before they escalate.

A real estate agent understands the housing market and is happy to share his or her expertise with you. This housing market professional can teach you about the differences between a buyer's and seller's market, help you prepare a homebuying strategy and much more.

Let's not forget about the assistance that a real estate agent can provide as you get ready to submit an offer on your dream home, either. A real estate agent will help you craft a competitive homebuying proposal. Furthermore, he or she will negotiate with a seller's agent on your behalf and do everything possible to ensure you can acquire your dream residence at a budget-friendly price.

Take control of the homebuying journey Ė use the aforementioned tips, and you can limit risk as you search for your ideal house.




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Posted by Lisa Bradley on 7/10/2018

When youíre trying to sell your home, there are a few mistakes that could make or break completing the sale of the home in a timely manner. While some things like a tough market or a home with a lot of extra-special features are out of your immediate control, there are plenty of things that you can do when it comes to selling your home. Read on for expert selling tips on what to avoid when your home is going on the market.


Your Home Is Overpriced


Overpriced homes tend to sit on the market for a longer period of time. This is because buyers can see that the price isnít right and are waiting for a price drop. Itís so easy to overestimate the value of your home as well. 


When a home sits on the market for a longer period of time, buyers also wonder if thereís something wrong with the home. Was there a botched inspection? Does the home need major work thatís not visible to the naked eye? An idle home sale leaves buyers wondering, and your home still left on the market.


As far as price goes, if your home has been sitting on the market, youíll need to consider dropping the price in a timely fashion if the price isnít right. You also should be open to bargaining with buyers. In the grand scheme of selling a home sometimes being stubborn with $5,000 doesnít pay off in the end. 


You Didnít Clean Before A Showing


When your home goes on the market, youíll need to do a deep clean of the home. This could mean shelling out some money for a professional cleaning service. Buyers want to see homes that are in pretty good condition. Itís hard to picture living in a place where thereís a lot of dirt and clutter. If you need to, put some of your stuff in storage for the showing. Buyers need some vision to help them decide on the home thatís right for them. You can help them to find that vision with a spotless house.


Using Subpar Photographs


When it comes to selling your home, you want the best possible photographs to depict your property. Most home buyers start their search online these days and high-quality photographs are the best first impression of your property that you can give. A few cell phone pictures just wonít cut it. If you canít get professional photographs done to sell your home, you might want to find someone with a more professional camera or a bit of amateur photography skills. Buyers are focusing on the pictures way more than they are the words in descriptions for online listings. Find the best way to give buyers an overview of your property in images with a good impression.





Posted by Lisa Bradley on 7/3/2018

If you discover a house that you want to buy, it generally is a good idea to submit a competitive offer. That way, you can move one step closer to acquiring your ideal residence.

However, the hours after you submit a home offer can be stressful, particularly for a buyer who fails to plan accordingly. Lucky for you, we're here to help you stay calm, cool and collected as you wait to receive a seller's response to your offer.

Let's take a look at three tips to help you get ready to handle a seller's response to your homebuying proposal.

1. Plan for the Worst-Case Scenario

Even the worst-case scenario is not the end of the world for a buyer who is awaiting a seller's response to a home offer. In fact, if a seller rejects your proposal, you can always reenter the housing market and continue your pursuit of your dream home.

As you await a seller's response to your home offer, you should not stop searching for available houses. Because if you continue your home search, you'll have no trouble moving forward in the homebuying journey if a seller rejects your home offer.

2. Consider All of Your Options

If you submit a home offer and a seller says "Yes," what should you do next? Consider how you'll proceed if a seller accepts your proposal, and you'll be better equipped than ever before to enjoy a seamless homebuying experience.

On the other hand, it helps to prepare for a potential counter-offer from a home seller as well. If you are open to negotiating with a seller, you may be able to find common ground with him or her and finalize a home purchase.

3. Consult with a Real Estate Agent

A real estate agent knows all about the stress that is commonly associated with submitting a homebuying proposal. He or she can help you minimize this stress and ensure you can achieve the best-possible results throughout the homebuying journey.

Typically, a real estate agent will work with you to submit a homebuying proposal. This housing market professional then will keep you up to date as you await a seller's response to your offer. And if you have any concerns or questions during this time, a real estate agent is happy to respond to them.

A real estate agent will make it simple to streamline the homebuying journey too. For instance, if a home seller accepts your offer, a real estate agent will be ready to help you move forward with a property inspection and appraisal. Conversely, if a home seller rejects your proposal, a real estate agent will be prepared to work with you to help you discover another house that matches or exceeds your expectations.

The waiting period after you submit an offer on a house may prove to be a challenging time. Fortunately, if you plan ahead for this period, you can maintain your confidence and continue to move forward in the homebuying journey.




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Posted by Lisa Bradley on 6/26/2018

If you've always dreamed of owning a house, there is no need to wait to enter the real estate market. In fact, there are many reasons to kick off a house search today, and these include:

1. You can upgrade from your current residence.

If you live with family members or friends or rent an apartment, buying a home may represent an upgrade. Because when you purchase a residence, you can reap the benefits of having your very own living space.

There is no shortage of high-quality houses available in cities and towns nationwide. Regardless of whether you prefer the comfort of small town living or the hustle and bustle of city life, you can check out a broad range of houses at your convenience. Then, you can discover your dream residence, submit an offer to purchase it and move one step closer to making your homeownership dream come true.

2. Many home financing options are available.

One of the biggest issues that often prevents people from pursuing homes is a lack of financing. Fortunately, banks and credit unions offer a variety of mortgage options designed for individuals of all incomes.

Whether it's a fixed- or adjustable-rate mortgage, you're sure to find a mortgage option that complements your finances perfectly. Plus, banks and credit unions are ready to teach you everything you need to know about different types of mortgages. And if you are unsure about how a mortgage works or which mortgage option to choose, friendly, knowledgeable mortgage specialists are available to assist you.

3. You can receive plenty of support throughout the homebuying journey.

Let's face it Ė buying a home can be a daunting task, particularly for an individual who is entering the real estate market for the first time. The sheer volume of top-notch houses sometimes makes it tough to differentiate a good home from a great one. Meanwhile, navigating the homebuying process can be stressful, and challenges may arise that make it difficult for a homebuyer to achieve his or her desired results.

If you enter the housing market today, you can hire a real estate agent who can help you streamline the process of going from homebuyer to homeowner. This housing market professional will offer expert insights into all aspects of the homebuying journey. In addition, he or she will go the extra mile to ensure that you can quickly and effortlessly acquire your dream home at a price that matches your budget.

Of course, a real estate agent will help you map out a successful homebuying strategy too. He or she will meet with you, learn about your homebuying goals and help you plan accordingly. And if you have concerns or questions at any point during the property buying journey, a real estate agent can respond to them.

Launch a home search today Ė you'll be glad you did. If you pursue your dream home with help from a real estate agent, you can seamlessly navigate the property buying journey.




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Posted by Lisa Bradley on 6/19/2018

Buying a retirement home is a big decision. And doing so before you retire is a smart decision. However, youíre also in a completely different place than you will be when youíre retired or as you age. You donít know what the future holds. Itís easy to take our mobility for granted until we lost it. There are a few things you should look for in a home to plan for the future and whatever it may hold.

Many empty-nesters look to downsize when buying their next home. And this very well might be the perfect option for you. But first, consider how often and how many guests you may want to have over at a time. Will you host holiday dinners or want to have room for grandchildren to stay for the night? If you have a large family or one that is growing many couples find they want the room to host dinners or have a pull-out couch.

Youíll also want to plan ahead for the future when choosing the size and layout of your new home. Even if you downsize itís wise to put wide hallways and a single floor plan on your wishlist as you house hunt. If either of you has mobility limitations in the future youíll be glad to have such an accessible home.

The lower your monthly payments on your new mortgage, the better. But more ideally youíll want to consider homes in a price range that allow you to pay in full. Again, keeping retirement in mind keeping bills to a minimum so that either one of you can cover all costs on one sole income could save you from hardship down the line. Retirement is very different from what it used to be, often many people find themselves needing to take on part-time work to get by. Keeping expenses well below your monthly income can help to ensure you can spend your retirement years enjoying life in the way you want to.

In general, when planning retirement itís best to live below your means. Not only do you want to account for inflation costs but also for any unexpected large expenses that could crop up such as home repairs, emergency care, or car maintenance. Having an idea of what your future budget will be as well as your current one will help you make the best decisions for the years ahead now.

Buying a retirement home can save you money in the long run on bills like heating and electric. However, house hunting for the perfect home entails a lot more decisions that many couples realize. Remember to plan for your life both now and later when putting together your must have features for your new home.